New research indicates superannuation and tax policy have become increasingly central to advice discussions.
REPORT The 2025/26 Navigating Uncertainty Report from Generation Life found that understanding super and tax legislation now ranks as the third-largest driver of advice engagement, ahead of retirement planning and inheritance considerations.
Felipe Araujo, CEO of Generation Life, said the findings signal a “meaningful shift” in the questions Australians want answered.
“Super-tax settings have now become a huge focus… people want certainty on the rules that frame their post-accumulation plans.”
Around one-third of respondents who reduced super contributions cited proposed tax changes, while nearly 40 per cent followed adviser guidance.
Awareness remains uneven, though advisers continue to play a key role in improving understanding, particularly among advised investors.
Respondents reported mounting pressure in the current financial landscape, shaped by legislative adjustments, market volatility, and rising household budget pressures.
Despite this, retirement remains the top financial goal, ahead of wealth transfer, wealth accumulation and lifestyle priorities.
“A secure, comfortable retirement is the ambition of every Australian.”
But confidence in the rules surrounding the system continues to weaken.
